Many racial and ethnic groups in the United States, including blacks, Hispanics, Asians, American Indians, and others, have historically faced severe discrimination?pervasive and open denial of civil, social, political, educational, and economic opportunities. Today, large differences among racial and ethnic groups continue to exist in employment, income and wealth, housing, education, criminal justice, health, and other areas. While many factors may contribute to such differences, their size and extent suggest that various forms of discriminatory treatment persist in U.S. society and serve to undercut the achievement of equal opportunity. Measuring Racial Discrimination considers the definition of race and racial discrimination, reviews the existing techniques used to measure racial discrimination, and identifies new tools and areas for future research. The book conducts a thorough evaluation of current methodologies for a wide range of circumstances in which racial discrimination may occur, and makes recommendations on how to better assess the presence and effects of discrimination. Table of Contents Front Matter Executive Summary 1 Introduction PART 1: CONCEPTS 2 Defining Race 3 Defining Discrimination 4 Theories of Discrimination PART II: METHODS 5 Causal Inference and the Assessment of Racial Discrimination 6 Experimental Methods for Assessing Discrimination 7 Statistical Analysis of Observational Data 8 Attitudinal and Behavioral Indicators of Discrimination 9 An Illustration of Methodological Complexity: Racial Profiling PART III: DATA COLLECTION AND RESEARCH 10 Measurement of Race by the U.S. Government 11 Cumulative Disadvantages and Racial Discrimination 12 Research: Next Steps References Selected Bibliography Appendix A: Workshop Agenda Appendix B: Biographical Sketches Index

Rebecca M. Blank offers the first comprehensive analysis of an economic trend that has been reshaping the United States over the past three decades: rapidly rising income inequality. In clear language, she provides an overview of how and why the level and distribution of income and wealth has changed since 1979, sets this situation within its historical context, and investigates the forces that are driving it. Among other factors, Blank looks closely at changes within families, including women's increasing participation in the work force. The book includes some surprising findings - for example, that per-person income has risen sharply among almost all social groups, even as income has become more unequally distributed. Looking toward the future, Blank suggests that while rising inequality will likely be with us for many decades to come, it is not an inevitable outcome. Her book considers what can be done to address this trend, and also explores the question: why should we be concerned about this phenomenon?

As Americans experiment with dismantling the nation's welfare system, cliches and slogans proliferate, ranging from charges that the poor are simply lazy to claims that existing antipoverty programs have failed completely. In this impeccably researched book, Rebecca Blank provides the definitive antidote to the scapegoating, guesswork, and outright misinformation of today's welfare debates. Demonstrating that government aid has been far more effective than most people think, she also explains that even private support for the poor depends extensively on public funds. It takes a nation to fight a problem as pervasive and subtle as modern poverty, and this book argues that we should continue to implement a mix of private and public programs. Federal, state, and local assistance should go hand in hand with private efforts at community development and personal empowerment and change.

The first part of the book investigates the changing nature of poverty in America. Poverty is harder to combat now than in the past, both because of the changing demographics of who is poor as well as the major deterioration in earnings among less-skilled workers. The second part of the book delves into policies designed to reduce poverty, presenting evidence that many though not all programs have done exactly what they set out to do. The final chapters provide an excellent review of recent policy changes and make workable suggestions for how to improve public assistance programs to assure a safety net, while still encouraging poor adults to find employment and support their families."

Since the late 1970s, the high-rise developments of the Chicago Housing Authority (CHA) have been dominated by gang violence and drugs, creating a sense of hopelessness among residents. Despite a lengthy war on crime, costing hundreds of millions of dollars, the CHA has been unable to reduce the violence that makes life intolerable. Focusing on three developments--Rockwell Gardens, Henry Horner Homes, and Harold Ickes Homes--Sue Popkin and her co-authors interview residents, community leaders, and CHA staff. The Hidden War chronicles the many failed efforts of the CHA to combat crime and improve its developments, offering a vivid portrait of what life is like when lived among bullets, graffiti, and broken plumbing. Most families living in these developments are headed by African American single mothers. The authors reveal the dilemmas facing women and children who are often victims or witnesses of violent crime, and yet are dependent on the perpetrators and their drug-dominant economy. The CHA--plagued by financial scandals, managerial incompetence, and inconsistent funding--is no match for thegang-dominated social order. Even well-intentioned initiatives such as the recent effort to demolish and "revitalize" the worst developments seem to be ineffective at combating crime, while the drastic changes leave many vulnerable families facing an uncertain future. The Hidden War sends a humbling message to policy makers and prognosticators who claim to know the right way to "solve poverty."

In the great tradition of moral argument about the nature of the economic market, Rebecca Blank and William McGurn join to debate the fundamental questionsequality and efficiency, productivity and social justice, individual achievement and personal rights in the workplace, and the costs and benefits of corporate and entrepreneurial capitalism. Their arguments are grounded in both economic sophistication and religious commitment. Rebecca Blank is an economist by training and describes herself as culturally Protestant in the habits of mind and heart. She has also chaired the committee that wrote the statement on Christian faith and economic life adopted by the United Church of Christ. Addressing market failure, for her, requires that sometimes " freedom to choose" give way to other human values. William McGurn, a journalist and a Roman Catholic, uses his expertise in economics to reflect on the teachings of the church concerning the morality of the market. For McGurn, humans reach their fullest potential when they are free from the constraints of others. He writes that " our quarrel is not so much with Adam Smith or Milton Friedman but with the Providence that so clearly designed man to be his most prosperous at his most free." This book grapples with the new imperatives of a global economy while working in the classic tradition of political economy which always treated seriously the questions of morality, justice, productivity, and freedom.

Congress must reauthorize the sweeping 1996 welfare reform legislation by October 1, 2002. A number of issues that were prominent in the 1995-96 battle over welfare reform are likely to resurface in the debate over reauthorization. Among those issues are the five-year time limit, provisions to reduce out-of-wedlock births, the adequacy of child care funding, problems with Medicaid and food stamp receipt by working families, and work requirements. Funding levels are also certain to be controversial. Fiscal conservatives will try to lower grant spending levels, while states will seek to maintain them and gain additional discretion in the use of funds. Finally, a movement to encourage states to promote marriage among low-income families is already taking shape. The need for reauthorization presents an opportunity to assess what welfare reform has accomplished and what remains to be done. The New World of Welfare is an attempt to frame the policy debate for reauthorization, and to inform the policy discussion among the states and at the federal level, especially by drawing lessons from research on the effects of welfare reform. In the book, a diverse set of welfare experts --liberal and conservative, academic and nonacademic --engage in rigorous debate on topics ranging from work experience programs, to job availability, to child well-being, to family formation. In order to provide a comprehensive overview of the current state of research on welfare reform, the contributors cover subjects including work and wages, effects of reform on family income and poverty, the politics of conservative welfare reform, sanctions and time limits, financial work incentives for low-wage earners, the use of medicaid and food stamps, welfare-to-work, child support, child care, and welfare reform and immigration. Preparation of the volume was supported by funds from the Annie E. Casey Foundation and the Charles Stewart Mott Foundation. Contributors include Thomas L. Gais, Richard P. Nathan, and Irene Lurie (Rockefeller Inistitute, SUNY-Albany), Thomas Kaplan (University of Wisconsin), Lucie Schmidt (University of Michigan), Charles Murray (American Enterprise Institute), Hugh Heclo (George Mason University), Lawrence M. Mead (NYU), ), Julie Strawn, Mark Greenberg, and Steve Savner (Center for Law and Social Policy), Ladonna Pavetti (Mathematica Policy Research), Dan Bloom (Manpower Demonstration Research Corp.), Charles Michalopoulos and Gordon Berlin (Manpower Demonstraton Research Corporation), Jason A. Turner (Commissioner of Welfare, State of New York), Thomas Main (Baruch College of the City University of New York), Sheila Zedlewski and Pamela Loprest (Urban Institute), Robert Greenstein and Jocelyn Guyer (Center on Budget and Policy Priorities), George Borjas (Harvard University), Greg Duncan and Lindsay Chase-Landsdale (Northwestern University), Wade F. Horn (National Fatherhood Initiative), Isabel V. Sawhill (Brookings Institution, Irwin Garfinkel (Columbia University), Douglas Besharov and Nazanin Samari (American Enterprise Institute), Lynn A. Karoly, Jacob A. Klerman, and Jeannette A. Rogowski (RAND Corp.).

Many racial and ethnic groups in the United States, including blacks, Hispanics, Asians, American Indians, and others, have historically faced severe discrimination--pervasive and open denial of civil, social, political, educational, and economic opportunities. Today, large differences among racial and ethnic groups continue to exist in employment, income and wealth, housing, education, criminal justice, health, and other areas. While many factors may contribute to such differences, their size and extent suggest that various forms of discriminatory treatment persist in U.S. society and serve to undercut the achievement of equal opportunity. "Measuring Racial Discrimination considers the definition of race and racial discrimination, reviews the existing techniques used to measure racial discrimination, and identifies new tools and areas for future research. The book conducts a thorough evaluation of current methodologies for a wide range of circumstances in which racial discrimination may occur, and makes recommendations on how to better assess the presence and effects of discrimination.

One in four American adults doesn t have a bank account. Low-income families lack access to many of the basic financial services middle-class families take for granted and are particularly susceptible to financial emergencies, unemployment, loss of a home, and uninsured medical problems. Insufficient Funds explores how institutional constraints and individual decisions combine to produce this striking disparity and recommends policies to help alleviate the problem. Mainstream financial services are both less available and more expensive for low-income households. High fees, minimum-balance policies, and the relative scarcity of banks in poor neighborhoods are key factors. Michael Barr reports the results of an in-depth study of financial behavior in 1,000 low- and moderate-income families in metropolitan Detroit. He finds that most poor households have bank accounts, but combine use of mainstream services with alternative options such as money orders, pawnshops, and payday lenders. Barr suggests that a tax credit for banks serving primarily disadvantaged customers could facilitate greater equality in the private financial sector. Drawing on evidence from behavioral economics, Sendhil Mullainathan and Eldar Shafir show that low-income individuals exhibit many of the same patterns and weaknesses in financial decision making as middle-class individuals and could benefit from many of the same financial aids. They argue that savings programs that automatically enroll participants and require them to actively opt out in order to leave the program could drastically increase savings ability. Ronald Mann demonstrates that significant changes in the credit market over the past fifteen years have allowed companies to expand credit to a larger share of low-income families. Mann calls for regulations on credit card companies that would require greater disclosure of actual interest rates and fees. Raphael Bostic and Kwan Lee find that while home ownership has risen dramatically over the past twenty years, elevated risks for low-income families such as foreclosure may well outweigh the benefits of owning a home. The authors ultimately argue that if we want to demand financial responsibility from low-income households, we have an obligation to assure that these families have access to the banking, credit, and savings institutions that are readily available to higher-income families. Insufficient Funds highlights where and how access is blocked and shows how government policy and individual decisions could combine to eliminate many of these barriers in the future."